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Terms and Conditions for FastFIRE

Last Updated: April 18, 2025


Welcome to FastFIRE (https://fastfire.co), an all-in-one retirement tracker that helps you save money and reach Financial Independence, Retire Early (FIRE) faster. By using our website and services, you agree to the following Terms of Service:




1. Acceptance of Terms
By accessing or using FastFIRE, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our services.




2. Services Provided
FastFIRE offers monthly and yearly subscription plans. With a subscription, users can link external financial accounts (such as bank accounts, investment accounts, and credit cards) through Plaid. Based on the linked financial data, FastFIRE provides insights and suggestions to help users control their spending, invest wisely, and achieve early retirement.




3. User Accounts and Subscriptions
To access and use our services, you must create an account and provide accurate, current, and complete information including your name, email address, and valid payment details. You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.


You may cancel your subscription at any time through your account settings. If you are not satisfied with the service, you may request a full refund within 7 days of your initial purchase by contacting us at support@fastfire.co.


For users subscribed to the Advanced plan, we offer a money-back guarantee if FastFIRE is unable to identify at least the equivalent of the monthly subscription price in potential monthly savings. To be eligible, users must provide sufficient financial information—such as a complete or near-complete view of their finances—so that FastFIRE can generate personalized insights and recommendations. Refund requests must include a reasonable justification as to why the insights and suggestions provided, if actioned, would not meet the stated savings threshold. Requests must be submitted by email to support@fastfire.co and are subject to review and approval.


This guarantee applies only to the most recent monthly payment. Refunds will not be issued for prior months or retroactively beyond the most recent billing cycle.




4. Data Collection and Use
By using FastFIRE, you consent to the collection of the following data:


    

  • Personal Data: name, email, payment information, and external financial account data.
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  • Non-Personal Data: web cookies and usage information.
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For more information, see our Privacy Policy.




5. User Responsibilities
You agree not to misuse the service or use it for any unlawful purposes. You must not attempt to gain unauthorized access to the website or its systems.




6. Intellectual Property
All content, trademarks, and software on FastFIRE are the property of FastFIRE and may not be copied, modified, or distributed without our written permission.




7. Disclaimers and Limitation of Liability
FastFIRE provides financial insights based on user data but does not offer licensed financial advice. You acknowledge that decisions based on our insights are your sole responsibility. FastFIRE is not liable for any loss or damages resulting from the use of our service.




8. Governing Law
These Terms are governed by the laws of the United States.




9. Changes to Terms
We may update these Terms of Service from time to time. If we make significant changes, we will notify you via email.




10. Contact Us
If you have any questions about these Terms, please contact us at support@fastfire.co.




Thank you for using FastFIRE!